Budget first, panic never

Budget before you're broke

See what you can spend before payday, fund bills on the right dates, and track debt payoff — without spreadsheet stress.

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30-day free trial
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This month

$2,847 left

On track

Budget

72%

Net worth

+$4.2k

Debt

-18 mo

Spending by category

Groceries78%

Dining out52%

Transport34%

Jun 8 · Income

+$2,450

30 days

Free trial

1 tap

Connect your bank

2 ways

Debt payoff strategies

$89.99

Per year (best value)

Everything you need to take control

From monthly cash planning to debt payoff — built for real life, not spreadsheet warriors.

See what is left to spend

Set monthly category targets and watch remaining budget update as transactions roll in.

Fund bills before categories

Walk through income, bills, and category targets in a guided monthly plan — not a static spreadsheet.

Pick a debt payoff path

Compare Snowball vs Avalanche and see how extra payments change your debt-free date.

Keep transactions current

Link accounts through Plaid and review synced spending alongside manual cash entries.

Track trends over time

Charts for spending by category, cash flow, and net worth — so patterns are easy to spot.

Log cash and offline spending

Add manual accounts and transactions when you want full control beyond bank sync.

Built for paycheck-to-paycheck clarity

Real workflows you will use in the app — not marketing fluff.

Plan around paychecks
Fund bills on the dates you actually get paid, then see what is left for everyday spending.
Sync one bank on trial
Connect a checking or credit account with Plaid during your 30-day trial — add more after you subscribe.
Compare debt strategies
Run Snowball vs Avalanche side by side and watch your debt-free date move when you add extra payments.

Questions before you sign up

Straight answers about trial, bank sync, and households.

Do I need a credit card to start?

No. Create an account and explore the full app during your 30-day trial without entering payment details. Subscribe from billing settings when you are ready.

How many bank accounts can I connect on trial?

One linked Plaid account during the trial. You can still add unlimited manual accounts and transactions. Subscribers can connect as many bank accounts as they need.

Can my partner use the same household?

Yes. Invite household members to share budgets, bills, and accounts. Your trial window is tied to your user account — additional households do not reset the 30 days.

What happens when my trial ends?

Subscribe to keep full access including unlimited bank connections. If you do not subscribe, the app becomes read-only until you choose a plan — your data stays until you delete a household.

Ready to budget smarter?

Start your 30-day free trial. See your month at a glance in minutes.

Start your free trial